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  FAQ - Payday Loans  

How much am I allowed to borrow with my online payday loan?
We work with a number of payroll advance / online payday loan lenders each of whom have their own rules regarding first time borrowers and those who have borrowed money or taken a cash advance muliple times. Generally speaking, for the first time payday loan borrower, you can expect a cash advance up to $500. If however you have a borrowing history that satisfies payday lending requirements you may be eligible for up payday loan or cash advance up to $1000 and maybe as high as $1500 - it simply depends on the payroll advance lender.

How much does a payday loan cost?
The cost of a payday loan will vary from lender to lender. We have payday loan lenders who charge as little as a $9 fee for every $100 borrowed. The high end of the spectrum is near $25 per $100. Translated that means that for every $500 loan you can expect to repay between $45 and $125 in fees. These are the highs and lows of the fee schedule and there are certainly a number of payday loan lenders who fill the middle portion of the range. Payday lenders can adjust their fees based on your prior lending history.

How long will it take to get to get my payday loan approved?
You will know Instantly if you are approved. We have an easy payday loan process, provided you've met all criteria necessary for a payday loan, you will know within a single minute if you are approved for your online payday loan. Many lenders are considered no fax payday loan or faxless payday loan lenders. This means that based on certain criteria, you may not be requied to fax in any manerial... however its payday lender specific.
NOTE: if you provide inaccurate infomation, our payday loan providers WILL DENY your payday loan appliation! This includes invalid e-mail addresses

How long will it take to receive my payday loan?
Upon approval, an agent representing the payday lending institution you've been approved by, will begin their piece of the payday loan application process. They will need to contact you by phone or email in order to verify information, so keep that in mind. Also, we work with a large group of payroll advance lenders who make it possible to take applications 24/7, which makes convenient for you. You could have your payday advance / cash advance in as quick as 1 hour. That's called EASY PAYDAY LOANS!!!

How does one qualify for a Payday Loan?
It couldn’t be any easier! Fillout an easy payday loan application (note: you must complete the padyay loan application with ACCURATE information). If you fit the criteria listed below then chances are that you will be approved for a payday loan. There is no easier way to get your cash advance than through this online payday loan service.

  • Be a U.S. citizen at least 18 years of age.
  • Have been employed at your current job for 3 consecutive months or more.
  • Have a valid checking account to receive a payday advance.